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USER AGREEMENT

Terms & Conditions

Last Updated: September 2026. Please read these binding Terms and Conditions carefully before creating an account or participating in social gaming on McLuck.

1. Agreement to Terms

These Terms and Conditions constitute a legally binding agreement between you ("Player," "User," or "You") and McLuck ("Company," "We," or "Us"). By accessing usmcluck.com, creating a player account, or claiming complimentary promotional entries, you agree to be bound by all terms, state sweepstakes rules, and operational guidelines detailed herein.

2. Player Eligibility & Age Verification

Participation at McLuck is restricted exclusively to natural individuals who meet the following strict criteria:

  • Must be at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is higher.
  • Must be physically located within an eligible United States jurisdiction at the time of account creation, gameplay, and prize redemption.
  • Residents of Washington State, Idaho, Nevada, and Kentucky are strictly excluded from participating in promotional sweepstakes.
  • Employees, affiliates, subsidiaries, and immediate household family members of the operator are prohibited from claiming sweepstakes prizes.

3. Dual-Currency System: Gold Coins vs. Sweeps Coins

McLuck operates strictly as a promotional social sweepstakes casino governed by US federal and state sweepstakes law. We maintain two distinct virtual currencies:

  • Gold Coins (GC): Virtual tokens intended exclusively for recreational social amusement. Gold Coins possess zero intrinsic cash value, cannot be redeemed for real prizes, and cannot be transferred between accounts. Optional packages of Gold Coins can be purchased using approved US payment methods.
  • Sweeps Coins (SC): Promotional sweepstakes entries granted to players 100% free of charge through daily login streaks, mail-in requests (AMOE), social competitions, and as complimentary gifts bundled with select Gold Coin purchases. Sweeps Coins can NEVER be directly purchased. Eligible Sweeps Coins won through games can be redeemed for authentic cash prizes or digital gift cards.

4. "No Purchase Necessary" Guarantee

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO PARTICIPATE OR WIN PRIZES AT MCLUCK. A purchase will not increase or alter your mathematical chances of winning. Every player has equal access to complimentary Sweeps Coins through daily consecutive claims and postal requests under our official Sweepstakes Rules.

5. Prize Redemption Requirements & Limits

Redemption of prizes resulting from gameplay with Sweeps Coins is subject to the following rules:

  • Playthrough Requirement: All promotional Sweeps Coins received must be played through at least once (1x) on eligible games before becoming redeemable.
  • Exchange Rate: 1 eligible redeemable Sweeps Coin (SC) is equivalent to $1.00 USD.
  • Redemption Thresholds: Minimum redemption for Digital Gift Cards is 10 SC. Minimum redemption for Direct Bank ACH transfers is 75 SC.
  • Maximum Daily Limits: In the state of Florida and New York, the maximum allowable sweepstakes redemption value for any single spin or round is capped at $5,000 USD pursuant to state statutory sweepstakes caps.

6. Account Verification & KYC Mandate

To maintain anti-money laundering (AML) controls and protect against underage participation, players must complete a one-time Know Your Customer (KYC) identity check prior to any redemption. Required documents include an unexpired government photo ID, verified proof of address, and confirmation of legal bank account ownership matching the registered player's profile name.

7. Prohibited Practices & Account Termination

We strictly prohibit multi-accounting, proxy/VPN obfuscation to bypass state restrictions, automated bot usage, and syndicate collusion. Violation of these provisions will lead to permanent account deactivation and forfeiture of all accumulated virtual balances.

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